Insurance Licensing Life, Accident, and Health NY-Life-Accident-and-Health

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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. The PRIMARY purpose of respite care is to

A) provide counseling services to the patient ' s primary caregiver.
B) provide the patient with social opportunities.
C) provide temporary relief to the patient ' s primary caregiver.
D) ensure that the patient gets some skilled care.

2. An annuity that guarantees a given number of income payments, whether or not the annuitant is alive to receive them, is referred to as

A) an Irrevocable endowed annuity.
B) a guaranteed survivor annuity.
C) a life annuity certain.
D) an assured life annuity.

3. An insurer monitors the care an insured is receiving in the hospital to be sure that everything is proceeding according to schedule. This BEST describes

A) concurrent review.
B) claims adjudication.
C) precertification authorization.
D) benefit checking.

4. When a provider does NOT have an agreement with the insurer for payment, they will be reimbursed

A) an absolute fee.
B) a relative fee.
C) a usual, customary, and reasonable fee.
D) a non-scheduled plan customary fee.

5. Under the Affordable Care Act, an insurer may place dollar limits on coverage for

A) routine adult dental services.
B) maternity and newborn care.
C) laboratory services.
D) mental health services.

Solutions: