Insurance Licensing Pennsylvania Insurance Licencing (PAIN) PA-Title-Insurance-Agent

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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants at sufferance
B) as joint tenants
C) as tenants by the entireties
D) as tenants in common

2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
B) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
C) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

3. A local bank holds a mortgage on a certain property. A national bank has purchased the loan from the local bank. The proper document to be recorded in the recorder's office to evidence the ownership of the mortgage by the national bank is referred to as

A) a satisfaction.
B) an assignment.
C) a subordination.
D) a reconveyance.

4. Which of the following items is least likely to be recorded?

A) mechanic's lien
B) satisfaction of mortgage
C) bill of sale
D) mortgage lien

5. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) fee simple estate.
B) joint tenancy.
C) real estate contract interest.
D) tenancy in common.

Solutions: